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AdultsRiddle #1540

When a library book is me, someone owes money. When a baby is me, nobody owes anything, but everyone is waiting impatiently. What am I?

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Riddles for Adult: When a library book is me, someone owes money. When a baby is me, nobody owes anything, but everyone is waiting impatiently. What am I? — Save this riddle to Pinterest and test your friends.

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